Is business insurance required in Montana? 

Some coverage is. Most employers with employees need workers’ compensation, subject to Montana’s statutory exemptions. Vehicles on public roads must meet state liability limits. A professional license, local rule, lease, loan, or client contract can add more requirements on top of state law. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.