Is business insurance required by law in Maryland? 

Partly. Maryland requires workers’ compensation insurance for nearly all employers, commercial auto insurance with uninsured motorist coverage for business vehicles, and $500,000 in general liability insurance for licensed home improvement contractors. Other coverage is optional under state law but often required by leases, lenders, and client contracts. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.