Business insurance in North Carolina varies by industry, payroll, revenue, and coverage limits. Many small businesses pay between $19 and $42 per month for general liability insurance, with median monthly costs often ranging from $42 to $85.
A standard $1 million general liability policy may cost approximately $300 to over $2,000 per year, depending on risk. A Business Owner’s Policy (BOP), which bundles liability and property coverage, often ranges from $50 to $200 per month for small businesses.
