Business insurance costs in Pennsylvania vary by industry, size, and risk level, but many small businesses find coverage affordable. Based on typical starting rates:
- General liability insurance: starts around $20 per month
- Business owner’s policy (BOP): starts around $40 per month
- Workers’ compensation insurance: approximately $45 per month
- Commercial property insurance: approximately $40 per month
Businesses in higher-risk industries typically pay more than professional or office-based businesses.