Credit Bureaus and Reports: Similar to personal credit, business credit information is tracked by major credit bureaus like Dun & Bradstreet, Experian, and Equifax. These bureaus collect data from various sources, including your payment history with vendors, outstanding loans, and public records. Each credit bureau utilizes its own proprietary scoring model to generate your business credit score. Generally, these scores range from 0 to 100, with a higher score signifying a lower risk of default.