Does interior design insurance cover client property damage or installation mistakes?

Absolutely! With the right policies: 

  • General Liability Insurance can cover accidental damage to client property during site visits, furniture placement, or material delivery. 
  • Product or completed operations coverage can protect you if fixtures or furnishings installed under your direction cause harm later. 

When you’re transforming a space, insurance helps protect what’s behind—and ahead—of the design. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.