Does Illinois require business insurance?

Illinois requires workers’ compensation insurance for businesses with one or more employees. The state does not legally require general liability insurance, but landlords, clients, and contracts often do. Most Illinois businesses carry coverage to protect assets, meet contractual requirements, and avoid costly coverage gaps.

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.