Does insurance cover common risks like customer slip-and-falls, inventory theft, or liquor liability incidents?

Yes! With the right policies: 

• Liquor Liability specifically covers claims tied to alcohol sales (such as if an intoxicated customer causes an accident after leaving your store). 

• Commercial Property Insurance covers theft of cash or alcohol, as well as fire and vandalism. 

• General Liability covers customer injuries on your premises. 

Liquor liability is not included in standard general liability policies, so it must be added separately to protect against alcohol-related claims.