Does general liability cover hurricane or flood damage? 

No. General liability is not property insurance. Commercial property may cover certain wind losses, but hurricane terms and deductibles vary by policy. Flood damage generally requires separate flood coverage. Business income coverage normally depends on the underlying cause of loss being covered by your policy.

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.