Do I need special convenience store coverage for selling alcohol, fuel, or other higher-risk services? 

Yes. If your store handles those additional risks, you’ll want extra protections: 

  • Liquor Liability for sale/service of alcohol, to cover harm caused by intoxicated customers. 
  • Environmental Liability especially if you have fuel pumps or store combustible substances. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.