Does coffee shop insurance cover foodborne illness or food spoilage?

Yes! This can be covered under Product Liability Insurance

  • Covers medical claims if a customer gets sick from food or beverage you prepared. 
  • Also includes claims from allergic reactions or contamination issues. 

Gild makes sure your policy includes product liability so food safety mishaps don’t derail your business. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.