Does clothing store insurance cover stolen inventory? 

Yes, with an important distinction. Commercial property coverage in a business owners policy responds to theft, such as a break-in or robbery. Gradual, unexplained shrinkage discovered only during inventory counts is typically excluded. Ask how your policy defines theft before you need the answer.

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.