Does Cafe Insurance Cover Foodborne Illness or Spoilage?

Yes! This is typically covered under Product Liability Insurance: 

  • Covers customer illnesses from contaminated food or drinks. 
  • Protects against allergen-related claims and equipment failure (like a walk-in cooler breakdown).

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.