Does accounting insurance cover cyber and data breach risks?

Absolutely! When specifically included: 

  • It often includes first-party expenses (data restoration, forensics, credit monitoring) and third-party claims from clients. 
  • Many insurers offer CPA-focused endorsements to augment professional liabilities with cyber protections. 

With clients’ sensitive financial data under your control, this coverage isn’t optional—it’s essential. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.