Do you have to have business insurance in Georgia?

Georgia does not require every business to carry insurance, but certain policies are mandatory depending on how the business operates. For example, businesses with three or more employees must carry workers’ compensation insurance. Commercial auto insurance is also required for vehicles owned or used by a business. Even when insurance is not legally required, many landlords, vendors, and client contracts require businesses to carry liability coverage before work begins.

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.