Yes! Spa owners need insurance to legally operate in many states and to meet landlord or vendor requirements. Here’s why it matters:
- Compliance: Workers’ compensation is required by law if you have employees. Many landlords also require proof of general liability before you can sign a lease.
- Licensing: Some state boards require insurance as part of professional licensing or business registration.
- Client Trust: Insurance signals professionalism, helping you build trust with clients by showing your business is protected.
- Financial Protection: Without insurance, a single lawsuit or property issue could result in major out-of-pocket costs.
