Do software developers need professional (E&O) and cyber insurance?

Yes! These are often essential: 

  • Cyber Liability Insurance is crucial when you handle sensitive data or connect to client systems; it covers data breaches, legal defense, incident notification costs, ransom demands, and recovery. 

Both types are increasingly required by clients before contracts are signed—especially in regulated industries like finance or healthcare.

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.