Yes. Most states do not license pet groomers, and there is no blanket insurance mandate, but coverage becomes required in practice fast. Workers’ compensation is legally required in most states once you hire an employee. Commercial auto is required for business-owned vehicles in most states. Landlords, booth-rental salons, and service contracts typically demand proof of general liability. Beyond requirements, the risk profile justifies it. The U.S. Bureau of Labor Statistics reports that animal caretakers have one of the highest rates of injuries and illnesses of all occupations.1 A single pet injury claim can cost more than years of premiums.
Do pet groomers need insurance?
