Do North Dakota contractors need liability insurance? 

Yes, once a job exceeds $4,000. Your license application must include a certificate of liability insurance in the same name as the license, listing the Secretary of State as certificate holder. If you have employees residing in North Dakota, you also need a WSI certificate of payment. Renewal is due March 1 annually. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.