Do massage therapists need insurance?

Yes! Insurance is essential for protection, compliance, and credibility: 

  • Legal protection: Keeps you covered if a client sues over treatment mishaps. 
  • Professional requirements: Some states or venues require proof of liability insurance. 
  • Workplace safety: OSHA classifies massage under “first aid”, so liability and property coverage safeguard practitioners . 
  • Business security: Covers claims for slip-and-falls, equipment loss, or client injuries. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.