Do independent contractors need business insurance in Arkansas? 

Often, yes. Arkansas workers’ compensation rules include special provisions for contractors, subcontractors, and construction work. Customers and general contractors may also require general liability, specific limits, or a certificate of insurance before work begins.

https://www.labor.arkansas.gov/wp-content/uploads/forma_with_aff.pdf 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.