Do independent contractors need business insurance in Alabama? 

An independent contractor may need insurance to satisfy a customer, landlord, general contractor, or project agreement. Contractors commonly carry general liability and may also need commercial auto, tools and equipment coverage, workers’ compensation, or professional liability. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.