Do freelance or part-time bookkeepers need insurance? 

Yes. A claim does not care how many hours you work. Even one client and a single filing error can produce a demand letter, and without coverage, the legal defense comes out of your pocket. Coverage scales to the size of your practice, so a small operation stays protected without overbuying. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.