Yes! Liability coverage is a must-have for event planners because:
- Left unprotected, you’re personally responsible if a venue guest slips, gets hurt, or damages property.
- Professional liability is vital too—errors or delays can lead to breakdown in trust or financial fallout.
- Many venues, caterers, and vendors require proof of coverage before working with you. Without it, one small mistake can lead to a lawsuit that threatens your business’s future.