Do event planners need liability insurance?

Yes! Liability coverage is a must-have for event planners because: 

  • Left unprotected, you’re personally responsible if a venue guest slips, gets hurt, or damages property. 
  • Professional liability is vital too—errors or delays can lead to breakdown in trust or financial fallout. 
  • Many venues, caterers, and vendors require proof of coverage before working with you. Without it, one small mistake can lead to a lawsuit that threatens your business’s future. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.