Do clients require bookkeepers to carry insurance? 

Increasingly, yes. Larger clients often ask for a certificate of insurance before handing over their books, usually proof of E&O and sometimes cyber coverage as well. Carrying coverage before you are asked keeps contracts moving and signals that you take their financial data as seriously as they do. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.