No single policy covers every business risk. A BOP can combine general liability, commercial property, and business income coverage, but workers’ compensation, commercial auto, professional liability, cyber, and other policies may need to be added separately.
https://www.sba.gov/business-guide/launch-your-business/get-business-insurance
https://content.naic.org/insurance-topics/business-interruption-and-business-owner-policy
