Can a landlord or client require more insurance than Wyoming law requires? 

Yes. A lease or commercial contract can require higher liability limits or broader policy terms than any statutory minimum. It may also require additional insured status, primary and noncontributory wording, a waiver of subrogation, or notice of cancellation. Review the agreement before purchasing coverage so the policy and certificate match. 

https://content.naic.org/consumer/small-business.htm

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.