Are protests, rallies, and public events covered under our standard policy? 

Not always. Many general liability and special event policies exclude civil commotion, riot, or unauthorized assembly. Coverage depends on: 

  • Permits and security planning for the event 
  • The specific policy form and endorsements in place 
  • Full underwriting disclosure of the planned action 

Talk to your Gild agent before any rally or march to confirm what is covered. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.