What type of insurance should an LLC have?

Most LLCs start with general liability insurance to protect against third-party injury and property damage claims. Many also choose a Business Owner’s Policy (BOP), which bundles liability and property coverage at a lower cost. Depending on the business, additional coverage like workers’ compensation, professional liability, or cyber insurance may also be needed.

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.