Yes, professional liability is a must-have for any therapist or counselor. It protects you if a client claims that your counseling caused:
- Emotional distress or harm
- Misdiagnosis or failure to diagnose
- Breach of confidentiality
- Improper treatment methods
Even if a claim has no merit, defense costs can be significant. Professional liability ensures you’re not paying legal fees out of pocket and helps protect your reputation and livelihood.