Is liability insurance required for electricians by clients or contracts?

Yes! Most commercial clients, general contractors, or government agencies require proof of liability insurance before electricians can begin work. Some states also require it for: 

  • Licensing and registration 
  • Permit applications 
  • Subcontractor agreements 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.