With the right policy combination, your handyman insurance can protect against:
- Customer injuries from slips or accidents caused by your work or tools (General Liability).
- Tool damage or loss, whether stolen from a truck or broken onsite (Equipment Coverage).
- Auto accidents while transporting equipment or driving between jobs (Commercial Auto).
- Employee injuries such as ladder falls or repetitive strain (Workers’ Compensation).
- Claims of poor workmanship or negligence, like installation flaws leading to damages (Professional Liability).
Good handyman insurance protects your gear, reputation, and financial stability—so small incidents don’t become big setbacks.