Graphic designers work in a creative but risk-prone space where client expectations, intellectual property rights, and deadlines all carry liability. Core coverages include:
- Professional Liability (E & O) – protects against claims your work caused a client financial loss due to errors, omissions, or missed deadlines.
- General Liability – covers third-party bodily injury, property damage, or personal/advertising injury claims.
- Cyber Liability – safeguards against losses from data breaches or hacking of design files and client information.
- Business Owner’s Policy (BOP) – combines general liability and business property protection.
