Do Cafes Need Liquor Liability Insurance? 

If you serve alcohol, then yes, this coverage is essential: 

  • Protects against dram shop claims when alcohol served leads to injury or damage. 
  • Required by state liquor licensing boards and landlords. 
  • Covers legal fees, settlements, and third-party medical costs from alcohol-related incidents. 

Gild makes adding liquor liability hassle-free—keeping your cafe compliant and confident. 

By Heather

Heather is a skilled content writer with a strong background in English literature and business management. She creates compelling content for small businesses, combining engaging storytelling with data-driven insights to fuel growth and provide real-world insights.