What happens if a North Dakota business has no workers’ compensation? 

WSI can issue a cease and desist order and stop your operation. You face a penalty of $10,000 plus $100 for each day the violation continues, and you are liable for the actual cost and reserves of claims from the uninsured period. Your workers may also sue you directly for damages. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.