What insurance should a New Mexico LLC have? 

Base it on your work, employees, property, vehicles, data, and contracts. Many LLCs start with general liability or a business owner’s policy, then add workers’ compensation, professional liability, commercial auto, cyber, or inland marine as needed. The LLC structure itself does not replace insurance. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.