Does New Hampshire require commercial auto insurance? 

No. New Hampshire is the only state that does not require auto insurance by statute. But if your business causes an accident, you are responsible for the damage under the state’s financial responsibility law. Most businesses carry commercial auto coverage anyway. 

https://gc.nh.gov/rsa/html/XXI/264/264-mrg.htm

https://www.dmv.nh.gov/tickets-accidents-or-restorations/insurance-requirements-sr-22

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.