What are the minimum commercial auto insurance limits in California? 

As of January 1, 2025, California requires $30,000 per person for bodily injury, $60,000 per accident, and $15,000 for property damage. Most businesses carry higher limits because contracts demand them and real accident costs routinely exceed the state minimums. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.