As Memorial Day kicks off the summer rush, small businesses across the country are prepping for seasonal surges, pop-up events, and patriotic promotions. While you’re focused on driving sales and bringing in more foot traffic, don’t overlook one of your most important assets—protection. At Gild Insurance, we believe protecting your business is just as important as growing it. That’s why we’re sharing the 5 essential reasons why your business need insurance this Memorial Day and beyond.
5 Essential Reasons Why Your Business Needs Insurance This Memorial Day
1. Increased Holiday Foot Traffic Means More Risk
When customers flood in for Memorial Day sales and celebrations, your liability risk rises.
If someone slips on a wet floor or is injured near your setup at a pop-up event, general liability insurance can cover medical costs, legal fees, and settlements.
Why this matters now:
- One claim can cost thousands. Without coverage, it could come out of your pocket.
- Memorial Day weekend is one of the top five shopping holidays in the U.S.
- Outdoor events and vendor spaces increase accident risks.
At Gild, we make it easy to get a quote and secure the protection you need—fast.
2. You’re Hiring Seasonal Workers
Many small businesses bring in extra help during the holiday or summer months. If you’re hiring, workers’ compensation coverage is essential. It’s required in most states and helps cover medical bills, lost wages, and more.
With Gild’s support, you can match your policy to your staffing needs. Plus, our partner Envision Payroll can simplify hiring and payroll, helping you stay compliant without the hassle.
3. Pop-Ups and Vendors Often Require Proof of Coverage
If you’re participating in a holiday market or event, you’ll likely need to show Certificates of Insurance (COIs). Without them, you could miss out on high-traffic opportunities.
This is another reason why your business need insurance this Memorial Day. Gild helps you request and send COIs quickly, so you can book events without delay.
4. You’ve Got More Inventory to Protect
Stocking up for the holiday rush? Whether your products are on shelves, in storage, or on the road, you need a plan to protect them.
Commercial property insurance helps cover inventory losses due to theft, fire, or weather. It ensures your investment is safe—wherever your products go.
And if damage or loss happens, Gild’s Claims Concierge is here to help you recover quickly. We fast-track repairs and replacements, so you don’t lose precious time or revenue during the busiest season.
5. It’s Time to Protect What You’ve Built
Memorial Day is a time for reflection and gratitude. It’s also a moment to honor your own hard work as a business owner. If you’re expanding operations, purchasing equipment, or applying for funding, now is the time to strengthen your foundation.
Gild offers flexible policies that grow with your business. And with Owners Bank, you can explore small business-friendly financing to support your next big move.
Protect Your Business with Gild This Memorial Day
You’ve worked hard to build something meaningful. Don’t let one unexpected incident set you back. These 5 essential reasons why your business need insurance are a reminder to take action now—before the holiday rush peaks.
Gild Insurance makes it easy to get protected, stay compliant, and move forward with confidence.
→ Let’s protect what you’ve built. Get a quote today.