FAQ_category: (HIDDEN) Industry FAQs

Yes, they are different.

• General liability protects you if someone gets hurt on our property or you damage their belongings.
• Professional liability covers claims related to your services like skin damage or an allergic reaction.

Gild recommends carrying both for broader protection.

On average, estheticians pay between $500-$1200 a year for protection.   

Cost can vary depending on your: 

• Location 

• Size 

• Value of Equipment and Tools 

Gild will work with you to find the right tailored coverage that fits your budget and your needs. 

Most estheticians need both general liability insurance and professional liability insurance.  

• General liability covers things like property damage and accidents.  

• Professional liability steps in if a client states your services caused harm. 

Gild can customize a plan for you depending on your services, space, and risk level. 

Yes, insurance is a must-have. No matter what your size, location of set-up, insurance protects you from unexpected risks. Some of these risks include: 

• Client reactions 

• Equipment damage 

• Slip-and-fall accidents 

Gild Insurance offers straight forward coverage that supports your business and keeps you moving. 

Insurance helps protect your beauty salon from the unexpected: 

• Prevents financial loss from accidents, injuries, or property damage. 

• Helps comply with local laws, especially if you have employees (workers’ comp is often required). 

• Covers risks linked to beauty services, like skin reactions or damage to a client’s hair or nails. 

• Protects your assets, including expensive equipment and supplies. 

• Keeps you operational, even after unexpected closures or lawsuits.