FAQ_category: (HIDDEN) Industry FAQs

Yes, with the right coverage: 

• Animal Bailee covers injuries to pets in your care. 

• General Liability covers client injuries or property damage, such as scratches, broken items, or bites occurring during training. 

• Workers’ Compensation covers employee injuries. 

Because training involves unpredictable behavior, these protections ensure both you and your clients are covered. 

On average, dog trainers pay between $500-$1200 a year for protection.   

Cost can vary depending on your: 

• Location 

• Size 

• Value of Equipment and Tools 

Gild will work with you to find the right tailored coverage that fits your budget and your needs. 

Dog trainers face risks from working with live animals in public and private settings. Core policies include: 

• General Liability – Protects against third-party injuries and property damage, such as a dog knocking someone over during a session. 

• Professional Liability (E & O) – Covers claims that your training advice, methods, or services caused financial loss or failed to deliver expected results. 

• Animal Bailee Coverage – Covers veterinary costs if a client’s pet is injured or lost while under your supervision. 

• Commercial Property Insurance – Protects your training space and equipment against fire, theft, or vandalism. 

• Workers’ Compensation – Required in most states if you hire employees; covers bites, strains, or other workplace injuries. 

• Business Owner’s Policy (BOP) – Combines liability and property coverage, often with business interruption protection. 

• Workers’ Compensation is legally required in most states if you hire employees. 

• Landlords typically require general liability before leasing space for a grooming salon. 

• Mobile groomers may also need commercial auto insurance to operate legally. 

• Some pet service contracts, boarding facilities, or franchise agreements require proof of coverage to protect both the groomer and their partners. 

Yes, with the right coverages: 

• Animal Bailee Coverage protects pets in your care if they are injured or harmed. 

• General Liability covers third-party property damage or client injuries inside your shop. 

• Workers’ Compensation helps cover staff injuries, such as bites or burns from dryers. 

• Commercial Property Insurance protects your building and grooming equipment from covered events.