What is the difference between D&O and general liability for a nonprofit? 

General liability covers third-party bodily injury and property damage from operations and premises. D&O covers lawsuits against board members and executives over governance decisions, mismanagement, and employment practices claims. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.