Does an LLC need general liability insurance?

General liability insurance for business protects an LLC from third-party claims its legal structure does not cover. Customer injuries, property damage, and advertising injury lawsuits all expose your LLC directly. General liability insurance covers legal defense costs, medical bills, and settlements. Most clients require general commercial liability insurance and a Certificate of Insurance before signing a contract.

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.