Business insurance in Florida varies based on industry, payroll, location, and claims history, but many small businesses start around:
- General liability insurance: starting near $20 per month
- Business Owner’s Policy (BOP): starting around $50 per month
- Workers’ compensation insurance: averaging about $45 per month
- Professional liability insurance: averaging about $60 per month
Higher-risk industries, construction trades, or businesses in hurricane-prone regions may pay more. The key is building coverage around your real exposure, not just the lowest price.
