Does wholesaler insurance cover damages to inventory in transit or during delivery?

Yes! When you have the right policy structures. For example: 

  • Inland marine / transit insurance covers merchandise while it’s moving between locations (warehouse to customer, etc.) 
  • Property + warehouse coverage protect inventory when stored on-site 
  • Off-site or “stock in transit” end 

Endorsements can fill gaps not covered under standard property policies. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.