Do architects need professional liability (Errors & Omissions) insurance?

Yes! Professional liability is essential: 

  • It provides legal protection when design decisions, specifications, or project advice lead to financial losses for clients. 
  • Because architectural decisions carry real-world consequences, both client contracts and licensing bodies often require this coverage 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.