Do bakeries need product liability insurance?

Absolutely! Product liability is essential for bakeries: 

  • Covers legal and medical expenses if a customer gets sick from your food. 
  • Protects against allergic reactions, contamination, and foodborne illnesses. 
  • Often required by landlords, lenders, or licensing boards. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.