What does food truck insurance cover?

Here’s a breakdown of your coverage: 

  • Bodily Injury & Property Damage: From client injuries or accidental damage to your truck. 
  • Food Poisoning & Contamination: Claims stemming from spoiled, improperly stored, or unsafe food. 
  • Vehicle & Equipment Damage: Covers accidents, theft, or vandalism of your truck and gear. 
  • Business Interruption: Helps replace income if you must pause operations due to covered damage. 
  • Employee Injuries: Covered by workers’ compensation if you have staff. 
  • Liquor Liability: If serving alcohol, this protects against alcohol-related harms. 

Gild packages all the protections you need—so you can focus on serving great food, wherever you go. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.