With the right policies, you’re covered for:
- Client injury or property damage (General Liability).
- Claims of faulty service such as damaging locks or vehicles during job calls (Professional Liability).
- Vehicle accidents during service visits (Commercial Auto).
- Tool loss, theft, or damage in transit or on the job site (Tools Coverage).
- Workplace injuries to yourself or employees, like slips or tool mishaps (Workers’ Comp).
These protections ensure that operational risks—like accidents, mistakes, or theft—don’t derail your work or wallet.