Do interior designers need professional liability (E & O) insurance?

Yes! Especially if your designs or recommendations influence construction, furnishings, or budget decisions. 

  • Clients may allege that design advice led to financial loss, poor outcomes, or delays. 
  • Even if you’re not at fault, defending yourself in court can be costly. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.